Digital Fiat Currency

for a Connected World

Innovative, Interoperable & Secure

What are uFIATS?

uFIATS are a types of cryptocurrencies that are referred to as a fiat coins or stablecoins in the digital currency economy. You can acquire or redeem 1 uFIAT coin for 1 of whatever the matching Fiat currency is (minus fees) through a retail or online converter network member, giving them stable values.

How to use uFIATS

These are just some of the ways to utilize uFIATS.


Use uFIATS to pay for services and products

P2P (Peer-to-Peer)

Quickly send and receive value around the world


The stability of local fiat currencies in digital currency format


Move efficiently between fiat currency and crypto

Where to get uFIATS

Some uFIATS digital currencies are available for conversion at retail locations and through online converters, while others may be available only through online service providers and point of sale systems.

It's easy to use and go to and from uFIATS

#1 Create Account

Create an account on U.EXCHANGE, download the uFIATS app or use another compatible wallet or service.

#2 Find Converter

Find an online or retail converter near you through on our Finder Map and interact with them directly

#3 Get Transacting

Send uFIATS to others, make payments or use them with businesses and services on top of many other functions.

Ready to

Merging the cash and digital worlds

Utilizing blockchain technologies and traditional currencies with a distributed retail network.
Retina Graphics


When you hold uFIATS digital currencies in your own wallets, you are fully in control of your funds.

Responsive Layout


As standard tokens on blockchain networks, uFIATS are able to be utilized across a wide ranging set of existing services and wallets.

Powerful Performance


The value of network reserves backing uFIATS are made available for the public and updated regularly.

Responsive Layout

Pegged to Fiat Currencies

All uFIATS are pegged to local fiat currencies and are available to be converted in locations across the world.

Retina Graphics

Blockchain Powered

All uFIATS digital currencies are built using open-source blockchain technology for security and transparency.

Powerful Performance

Growing Ecosystem

Digital currency services, retail/online businesses and many others are helping grow the uFIATS network.

Responsive Layout

Global Usability

uFIATS are designed to let your funds be usable from your wallet to between other people and businesses.

Retina Graphics

Beginner Friendly

The network and uFIATS are easy to use for even individuals with no understanding of cryptocurrencies.

Powerful Performance


The digital uFIATS currency ecosystem opens up many new possibilities and business models for the digital economy.

Money designed for digital commerce

Users and businesses can now transact with digital fiat cash in the same manner as cryptocurrencies.

IndividualsRegular users and traders

Move your funds quickly between wallets, users and businesses with full control

Enhance your trading experience with a custom catered digital fiat currency

Have full control and custody of your funds whenever you want reducing risk

BusinessesOnline & retail companies

Use uFIATS as an upgraded option to traditional currency payments and settlements

Send and receive funds while also being able to cash in our out when required

Allow users to pay with cash at converters, then make digital purchases online

Digital OrganizationsCryptocurrency industry entities

Integrate uFIATS to provide access to a digital local fiat pegged currency to your users

Price services in currency denomination that local country users are accustomed to

Reduce operational friction, cost and time in dealing with financial institutions


Most popular frequently asked questions
Why was uFIATS created?
uFIATS were built so that the local fiat currencies can start moving faster. uFIATS are a digital fiat currency equivalent tokens powered by blockchain technology. Like other crypto assets, they can move instantaneously, anywhere in the world, any time of any day, and they are programmable. Unlike most other crypto assets, uFIATS are stable. They are backed 1:1 to local fiat currencies and are empowered by a distributed network of retail and online converters who provide cash to uFIATS services internationally.
Why is a digital fiat currency beneficial?
Unlike regular fiat currency, uFIATS don't require a bank account. They don't require that you live in a particular geography and you can send uFIATS around the world at an extremely low cost in just a few minutes. This opens the doors to unbound digital innovation for commerce and peer-to-peer transactions.
What can uFIATS be used for?
uFIATS can be used to hold local country fiat currencies in a digital format, to reduce exposure to cryptocurrency volatility, to remove cross-border transaction fees and to move between digital currencies with ease or as payments for services. In the future many new capabilities will be unlocked as the greater ecosystem builds new services and functions.
How are uFIATS programmable?
Being programmable unlocks a whole new world of applications and business ideas: developers can create accounts to store money with one line of code; lending that is faster, cheaper, and more transparent; faster and cheaper payments, including payroll; global crowdfunding; transparent and stable donations to charity are just some of the capabilities that can be developed on top of uFIATS.
Are uFIATS divisible to the cent like fiat currencies?
uFIATS are in fact more divisible than local fiat currencies as they currently supports 8 decimal places (0.00000001).
What blockchain network do uFIATS use?
uFIATS currently utilize the Ethereum blockchain because of its status as the market leading smart-contract platform and strong support from developers. In the future we will build uFIATS on Bitcoin and other networks if the demand is available.
Read more FAQs

Powered By uFiats

A distributed global organization for digital fiat coin technology and ecosystem development

Blockchain powered digital fiat coins build with an open source technology vision bootstrapped by contributions from multiple entities in the cryptocurrency industry. The responsibility for uFIATS is to help grow the digital fiat coin ecosystem and to bridge fiat cash and digital currencies in an integrated global ecosystem.

Join the ecosystem! Get in touch